I would like to know if the mortgage rates are going down this month?

I heard that the mortgage interest rates are going down this month. I wan to refinance my house…loan amount is $453k, fico score of 640, SFR, no cash out, full documentation and reserves and my loan to value is 65% . I don’t know if I should refinance now or wait a little bit more. I would like to have more informations about 12/12/07.
Please advise,
Thank you

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