With the economy the way it is, I know it is really hard for someone with my credit to get a personal loan right now. Because of unforseen circumstances, I need to get a small loan quickly. Does anyone have any ideas besides payday advance lenders (I think these places are way shady.) Help! I really need this money soon. I have a good full time job with steady income, but just isn’t enough right now. Serious answers only please and thanks in advance!! : )