What are some benefits of a home equity loan? How does it work? Whats a good interest rate for someone with OK credit? My is good, but my husbands is fair. We are planning on consolidating high interest cards and possibly using sometowards a newer vehicle.

I am tring to refinance my auto loan , but the only place that I came across is StateFarm. Are there any other places that I can look into?

They had the authority to make stricter mortgage lending guidelines and consumer compliance supervision programs, but what took them so long to do so?