Although I have a diversified portfolio, social security and a pension, I see my total investments plunging. Where can I invest for financial security? I “thought” I had a good long term plan.

I am in urgent need of money. I am decided to take payday loan. What are the main requirements for payday loan? How long the process does takes to get payday loan?

I have already prepurchased a home and locked in at a 10/1 ARM for 6.125%. I have a one time chance to relock within 60 days of closing. I will be closing in about 30-45 days. Will the rate drop below this or did I lock in at a good time? I hear the Federal Reserve will be lowering rates before the end of Sept. but will they be below 6.125%?