We were put on the deed of a home while we were “renting to own” (1 yr) then all of a sudden the landlord wanted the rest of the cash. So we got out a home equity loan with the house to pay him what we owed him. Would this qualify us for the First-Time Buyer Tax Credit?

When I first got my auto in March 2006 my interest rate was 17.9% I refinance in September 2006 with E-loan for a rate of 11.04% we recently bought a home and our finally establishing some credit. So I think its time to refinance again. Does anyone recommend a great place to get a great rate?
Thanks I really appreciate it!

We are getting ready to have our home study done and the agency that we are using is asking us for a financial statement. I am uncomfortable with revealing that much personal information. Why do they need to know our net worth to approve us for an adoption? Is a list of our monthly expenses compared to our monthly income not enough? That along with the questionaire makes me feel as if my privacy is being invaded and just because we want to adopt it should be ok , is that wrong? Do I just need to get used to the loss of privacy because we want to adopt?