Now it is the time to solve from the outside. Basically it depends on two aspects that are how the family manages the money and how to manage the temptation and offer from goods that can influence it thoroughly.

1.    Avoid a new debt
If you could avoid making a new debt, especially consumptive one. Remember your outcome will increase, and it looks like needing an extra income, but the new debt is not the solution.

2.    Discount is not always the answer
We sometime suppose it as an angel of mercy. But I don’t think so. For me, if I can give suggestion in spending money is not depended on how much it is, but what for it is. You had better spend a bit expensive for useful thing than cheap but useful or just consumptive.

3.    Avoid investment speculation
In crisis, it is the best solution, but be careful in choosing investment institution. If you don’t understand at all, don’t join.

4.    Make a protection
One of the ways to economize and help financial is by transferring to other part, like insurance. If formerly, we always solve the problem with personal money, it is time to give the big one to other part. Health, car repairmen, and house protection can be a beginner.

5.    Try to add an income
At last, there is no other way but adding an income. Try to search your self potency, and always find an alternative to get it. It must not be large, but it is routine.