American Pacific Bank is one of the credit card issuers. The American Pacific Bank issued three credit cards. They are :

1. the visa classic
2. gold mastercard
3. the secured visa

The American Pacific Bank Visa Classic is the most basic card offered by American Pacific Bank. If you are taking this credit card then you will have to pay the annual fee of $19.00.

There are several thinks required for taking The American Pacific Bank Visa Classic. Some of them is that you need to have a minimum income of $12,000 and have a debt to income ratio of lower than 40%.

The American Pacific Bank Gold Mastercard is the second credit card offered by the bank. The approval criteria for the card is more stringent. However, you will be able to enjoy the lower interest rate even though you still have to pay an annual fee.

The American Pacific Bank Secured Visa is the third credit card from The American Pacific Bank. The card is designed for those with no credit or poor credit. The great news about this credit card us that you can apply for the credit card even if you have filed for bankruptcy. Isn’t it great?

Note ; Update – American Pacific Bank has been bought by Riverview Bancorp. Riverview Bank has no credit card lineup at the moment.