I have credit issues, bankruptcy discharged in 2006 and late payments after that, and I am looking to refinance my truck loan. I guess I am still considered a risk even though my credit scores have improved drastically. Any suggestions where to look?
I want to refinance my home to take advantage of lower interests rates. I also want to renovate my house since it has severe structural problems.
Should I refinance and get cash out to use for home improvement or should I refinance without cash out and get a separate home improvement loan?
What is the difference between the two scenarios?
When I first got my auto in March 2006 my interest rate was 17.9% I refinance in September 2006 with E-loan for a rate of 11.04% we recently bought a home and our finally establishing some credit. So I think its time to refinance again. Does anyone recommend a great place to get a great rate?
Thanks I really appreciate it!