I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.

I have to take a leave of absence from work due to my wife on strict bedrest. Her doctor is concerned about our baby having only reached 4lbs at 37weeks gest.. My leave is unpaid. It puts me in a spot: Her health or our surviving through this month. At this point she wants me to go back to work even if it puts her/baby in jeopordy. Any tips would be greatly appreciated.

i won’t go into details about her incompetence. she is 16 and completely devoid of financial assistance other than my family’s. needless to say she is in no condition to raise a child. i’m not looking for a lecture on abortion. i am looking for persuasive points that i could bring up in our upcoming talk to convince her to make the first unselfish decision in her life.